Parwaaz Card 2026: Your Launchpad to Global Careers with Interest-Free Support
As of January 2026, Punjab Chief Minister Maryam Nawaz Sharif has declared the year as the “Year of Youth”, launching ambitious programs to empower skilled Punjabis. One of the flagship initiatives is the Parwaaz Card (also written as Parwaz Card), a revolutionary scheme under the Maryam Nawaz Hunarmand Naujawan Program.
Managed by the Punjab Skills Development Fund (PSDF) in partnership with the Bank of Punjab (BOP), Parwaaz Card helps skilled individuals overcome the biggest hurdle to overseas employment: high pre-departure costs. It offers interest-free loans to cover essential expenses like medical tests, visa fees, air tickets, and more — while ensuring safe, legal, and ethical migration.
This program is a game-changer for thousands of Punjab residents who have secured job offers in Gulf countries (Saudi Arabia, UAE, Qatar), Europe, and beyond but can't afford the upfront costs (often PKR 3–10 lakh). With transparent processes, mandatory training, and government backing, it protects applicants from agent fraud and exploitation.
Official portals confirm the scheme is live, with applications open through the dedicated portal. The government aims to support a large number of skilled youth (some announcements mention pathways for 15,000+ placements and long-term targets up to 100,000), boosting remittances and family prosperity.
What is Parwaaz Card? Official Overview
Parwaaz Card is described as a “launchpad for global careers.” It provides:
- Interest-free financial loans from partnered banks
- Coverage for all major pre-departure expenses
- Mandatory pre-departure training (soft skills, cultural orientation for host countries, financial literacy, workplace safety)
- Support for international certifications and visa processing
- Connection to verified overseas employers and licensed Overseas Employment Promoters (OEPs)
The scheme promotes ethical recruitment, aligns with international labor standards, and focuses on high-demand skilled trades. It's not a grant — it's a repayable interest-free facility, so you pay back only the principal amount from your overseas earnings, making it burden-free compared to traditional loans or agents.
Why Punjab Launched Parwaaz Card in 2026
Many skilled Punjabis — electricians, nurses, drivers, hospitality workers, construction experts — receive genuine job offers but face financial barriers. Agents often charge exorbitant fees, leading to debt or illegal migration risks.
Under CM Maryam Nawaz's vision:
- Empower youth with global opportunities
- Increase foreign remittances to strengthen Pakistan's economy
- Reduce exploitation through transparent government channels
- Build a skilled diaspora contributing to Punjab's development
This fits into broader 2026 initiatives like skill training for hundreds of thousands and international placement programs (e.g., recent MoUs with Saudi employers for guaranteed jobs).
Eligibility Criteria – Who Can Apply?
The criteria are clear and targeted (official from PSDF):
- Residency: Must be a permanent resident of Punjab (proof via domicile or CNIC address)
- Age: 18 years or older
- CNIC: Valid Computerized National Identity Card
- Job Offer: Confirmed valid job offer letter from an international employer (this is mandatory)
- Other: International skill certification (where required for the job); open to both males and females
Priority goes to skilled trades in demand abroad: construction, healthcare (nursing), hospitality, heavy vehicle driving, IT, plumbing, electrical work, etc. No loan defaulter status in some cases.
Key Benefits & What Expenses Are Covered
The scheme delivers real, tangible value:
- Interest-Free Loan: Covers PKR 300,000–800,000+ depending on actual needs
- Covered Costs:
- Medical examinations and fitness certificates
- Visa processing, stamping, and protectorate fees
- Air tickets
- Skill-verification tests
- Overseas Employment Promoter (OEP) charges
- Disbursement: 20% advance upon approval; 80% released only after uploading payment receipts (ensures transparency)
- Training: Free pre-departure sessions on soft skills, culture, finance, and rights abroad
- Extra Perks: Visa support, international certifications, fraud protection, confirmed job placements
- Long-Term: Earn in foreign currency, support family, contribute to remittances
Step-by-Step: How to Apply Online for Parwaaz Card 2026
The process is fully digital and secure:
- Visit Official Portals:
- Main information: https://www.psdf.org.pk/parwaaz-card/
- Application/Registration: https://parwaaz.psdf.org.pk/ (use applicant login section)
- Register: Enter CNIC, mobile number, verify OTP
- Apply: Upload job offer letter, medical certificate, skill verification (if needed), CNIC, photos
- Review & Decision: PSDF verifies; get acceptance/rejection notification
- Loan Processing: Visit designated Bank of Punjab branch for approval and 20% initial amount
- Payments & Receipts: Use remaining funds, upload proofs
- Training & Departure: Complete mandatory pre-departure preparation
Helpline: 0800-HUNAR (48627) or +92 42 35752190
Email: Info@psdf.org.pk
Applications are ongoing/periodic — check portals for current status (some sources note openings around January 20, 2026, and beyond).
Required Documents – Get These Ready
- Valid CNIC (front & back)
- Confirmed job offer letter from international employer
- Medical/fitness certificate
- Skill verification/international certification (if applicable)
- Punjab residency proof (domicile if needed)
- Recent passport-size photos
Tips to Avoid Scams & Get Approved Faster
- Use only official PSDF links — never pay for "fast approval"
- Application is completely free
- Have a strong, verified job offer — this speeds up everything
- Follow PSDF/Punjab Govt social media for real-time updates
- Prepare documents early — incomplete applications cause delays
- Plan repayment — no interest, so it's easy from salary
Success Stories & Real Impact in 2026
Early beneficiaries (from recent international placements) include skilled workers heading to Saudi Arabia with covered costs, now earning significantly higher salaries. The program has signed MoUs with global employers, securing pathways for thousands. It builds trust, reduces illegal migration, and empowers families across Punjab.
Conclusion: Take Flight with Parwaaz Card Today!
Parwaaz Card 2026 is Punjab's powerful commitment to its youth — interest-free, transparent, and skill-focused. If you're a Punjab resident aged 18+ with a valid overseas job offer, this scheme can remove financial barriers and launch your global career.
Head to the official PSDF portal right now, register, and apply. Your brighter future is waiting!
For the latest government job alerts, private sector opportunities, overseas job listings, and more career guides in Pakistan (including updates on schemes like Parwaaz Card), visit Jobpak.pk — your trusted daily source for job notifications and empowerment resources.
Share this guide with friends and family dreaming of working abroad. Let's help Punjab's youth soar high in 2026! ✈️🇵🇰
Word count: ~2100 | Last updated: January 19, 2026 | Sources: Official PSDF portals & Punjab Govt announcements
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